A road trip to financial freedom

Financial freedom Retirement ETFs
TFSA Offshore Property
Markets Investment terms Fees

Topic: Retirement

Best retirement annuity in SA

6 July 2021

While searching for the best retirement annuity (RA) in South Africa, you would have heard about the new flexible type of RA. That’s the one you want. And if you’re a fan of passive investing, you’ll also be happy to hear that you now have the option to choose one of these low-cost index trackers as the underlying fund for your new RA. Now where do you go for the best retirement annuity in South Africa?

Continue reading...

RA or preservation fund

16 June 2021

When the time comes to leave your employer, preserving as much as possible of your retirement savings for your actual retirement is a priority. But you might need some of the money urgently. How much should you withdraw and how much should you preserve? And to whom and which product should you transfer it: RA or preservation fund? You have more options than you think.

Continue reading...

decision tax free account or retirement annuity

21 December 2020

Few things stop first-time investors as dead in their tracks as needing to make a big decision. Most people know they want to invest tax efficiently, but which one of the two most popular tax wrappers should you sign up for: a tax-free savings account (TFSA) or a retirement annuity (RA)?

Continue reading...

could your older self style it financially part 1

6 October 2019

This blog post is for everybody out there who’s ever played around with a retirement calculator and then got stuck halfway trying to figure out whether they’ll be OK in old age or not. Because investment terms are not that obvious - even for insiders. This week I'm walking you through the Discovery tool step by step.

Continue reading...

How much is enough? Alternatives to the 4% rule

15 August 2019

Are there routes to your financial freedom magic number other than the 4% rule or rule of 300? Because 300 times your monthly expenses is kind of a tall order and maybe you are feeling somewhat 'flat tyres' after reading the previous two posts. Time to look at other formulas that could work better for you when considering how much is enough?

Continue reading...