Go Freedom financial freedom

A road trip to financial freedom

A joyless job. 40 years of being kicked out of bed by an alarm. Living for the weekend, wishing every month, year, your life away... It doesn’t have to be this way.


Go freedom is about the journey to financial independence.

A life you'd never want to fast forward.

If financial freedom is on your mind, you're probably one of two types of people:

It's about the journey:

You're not exactly mad about your work, but racing towards retirement or that place where you never need to work again is not your focus. Instead you want to gradually explore different routes of working and earning a living. You want to keep on learning, changing, and shaping your life until you’re leaping out of bed every morning to get going on that dream project of yours. You understand this might mean studying full-time at some point, starting over at less pay, volunteering, or even having to throw a truckload of capital at your start-up. Claiming your freedom is a journey and the destination keeps on changing. At the same time you know your dreams will require capital, so you're serious about living below your means and saving up for your next goal.

It's about the destination:

You're focused on reaching that place where you no longer need to work. You might be so fed up, burnt out, rusted out by now that your response to a job change is “Same shit, different place.” You want to never, ever work again. And you're willing to save at least 30% of your income every year for as long as it takes to eventually get where you want to be - unencumbered by work.

Without a doubt, the first approach puts less pressure on you. There’s less risk of running out of money, your brain stays active and challenged if you continue to do meaningful work, and you’re more likely to leave a legacy. If you still prefer to go all-out for the destination, not looking left or right, I do have a roadmap to complete financial freedom for you. So you never, ever have to work again.

Racing towards retirement is not your focus. Instead you're exploring different routes of making a living. You want to shape your life until you’re leaping out of bed every morning to work on your dream project. The destination Financial Freedom keeps shifting. You realise your dreams require savings, though.

It's about the destination:

You're focused on reaching that place where you no longer need to work. And you're willing to save at least 30% of your income every year to get where you want to be - unencumbered by work.

Recent blog posts


coronavirus and your investment

Covid-19 and your investment
19 March 2020

There are two types of investors at the moment. The one group still has a smile on their face and go about life as normal. The other group looks like they've just been thrown off the bus. The difference between the two? The first group has not yet checked their investment accounts... How did this happen? And how long will it be before life and our portfolios return to normal?

Continue reading...

How to choose the best tax-free savings account (TFSA) in South Africa

Time to choose the best TFSA in SA
2 February 2020

If there’s only one investment product in your long-term investment portfolio, surely it has to be a tax-free savings account (TFSA). Since TFSAs started in 2015 the number of TFSA providers have grown rapidly, pushing fees down (great for investors). But the levels of service you get with these products vary hugely. Which ones currently offer more than tax-free - also hassle-free and ridiculous-fee free?

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About me

Lizelle Steyn

Hello. I’m Lizelle and I have no intention to retire from a working life. Only from my corporate life. I’ve tried on many skins over the past 26 years: actuarial technician; investment performance analyst; product manager; hedge fund manager; client experience designer; finance forum owner; communication specialist; coffee stall owner; and Nia teacher (much fun). And I've been on a few sabbaticals, being a strong believer in proper breaks. I’ve been a salaried worker and a freelancer, and definitely prefer the latter. So, my next goal is to save up enough to return to the freedom of freelancing – for good. To me, financial freedom is a process; it's not an absolute destination. Do I feel like I've made progress? Absolutely. I am 700% happier with my current job than my first one. My long-term plan is to kickstart learning centres and co-working spaces in rural areas, where people can learn various skills, such as web design, that empower them to work remotely and stay in their communities – if they want to - to stop the devastating impact of urbanisation on the platteland.

Aside from work, I love to travel, dance, yoga and go for long walks. I also write children’s books and the occasional rhyme. Oh, and I absolutely love picking up new practical skills. Last year, with my own website in mind, I signed up for a short course in Web Design through UCT GetSmarter. The result: Go Freedom - a DIY labour of love.

Hello. I’m Lizelle and I have no intention to retire from a working life. Only from my corporate life. Over the past 26 years, I’ve been a salaried employee and a freelancer, and I definitely prefer the latter. So, my next goal is to save up enough to return to that freedom. I’m probably more than halfway to never having to work again (imagine if work was optional), but the future may hold as many detours as the past, and I don’t expect the rest of the road to look like the N1. Go Freedom is where I share what I’ve discovered so far on my road to financial freedom.