Go Freedom financial freedom

A road trip to financial freedom

A joyless job. 40 years of being kicked out of bed by an alarm. Living for the weekend, wishing every month, year, your life away... It doesn’t have to be this way.


Go freedom is about the journey to financial freedom.

A life you'd never want to fast forward.

If financial freedom is on your mind, you're probably one of two types of people:

Either financial freedom is a slowly unfolding journey:

If you identify with this group, you're not exactly mad about your work, but racing towards early retirement or that place where you never need to work again is not your focus. Instead you want to gradually explore different routes of working and earning a living. You want to keep on learning, changing, and shaping your life until you’re leaping out of bed every morning to get going on that dream project of yours. You understand this might mean studying full-time at some point, starting over at less pay, volunteering, or even having to throw a truckload of capital at your start-up. Claiming your freedom is a journey and the destination keeps on changing. At the same time you know your dreams will require capital, so you're serious about living below your means and saving up for your next goal.

Or financial freedom is a race towards the destination:

You're part of the FIRE (financial indepence, retire early) community in SA - intently focused on reaching that place where you no longer need to work. You might be so fed up, burnt out, rusted out by now that your response to a job change is “Same shit, different place.” You want to never, ever work again. And you're willing to save at least 30% of your income every year for as long as it takes to eventually get where you want to be - unencumbered by work.

The main difference between the two types of journeys is that the first is mainly about FI (without the need for an early retirement), while the second one is about FIRE (with a strong drive towards early retirement). Without a doubt, the first approach puts less pressure on you. There’s less risk of running out of money, your brain stays active and challenged if you continue to do meaningful work, and you’re more likely to leave a legacy. If you still prefer to go all-out for the destination, not looking left or right, I do have a roadmap to complete financial freedom for you. So you never, ever have to work again.

Racing towards retirement is not your focus. Instead you're exploring different routes of making a living. You want to shape your life until you’re leaping out of bed every morning to work on your dream project. The destination Financial Freedom keeps shifting. You realise your dreams require saving and living below your means, though.

Or it's about the destination:

If you identify with the race towards financial freedom, you're part of the FIRE community in SA - intently focused on reaching that place where you no longer need to work. And you're willing to save at least 30% of your income every year to get where you want to be - unencumbered by work. If you're going all-out for the destination, I have a roadmap to complete financial freedom for you.

Recent blog posts


Preservation fund

Leaving your employer: RA or preservation fund?
16 June 2021

When the time comes to leave your employer, preserving as much as possible of your retirement savings for your actual retirement is a priority. But you might need some of the money urgently. How much should you withdraw and how much should you preserve? And to whom and which product should you transfer it: RA or preservation fund? You have more options than you think.

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James Suzman Work

The 40-hour work week is unnecessary
31 May 2021

For most of us on the road to financial freedom, the idea is not to stop working, but to not work so hard and only on the jobs we love. The economist Keynes forecast that working to solve for economic scarcity would be a thing of the past by now for all humans, freeing us up to enjoy as much leisure time as we need. Still we’re stuck with a 40-hour work week. Why is this?

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About me

Lizelle Steyn

Hello. I’m Lizelle and I have no intention to retire from a working life. Only from my corporate life. I’ve tried on many skins over the past 27 years: actuarial technician; investment performance analyst; product manager; hedge fund manager; client experience designer; finance forum owner; communication specialist; coffee stall owner; and Nia teacher (much fun). And I've been on a few sabbaticals, being a strong believer in proper breaks. I’ve been a salaried worker and a freelancer, and definitely prefer the latter. So, my next goal is to save up enough to return to the freedom of freelancing – for good. To me, financial freedom is a process; it's not an absolute destination. Do I feel like I've made progress? Absolutely. I am 700% happier with my current job than my first one. My long-term vision for my life keeps on shifting. All I know at this stage is that I need to remain nimble.

Aside from work, I love to travel, dance, yoga and go for long walks. I also write children’s books and the occasional rhyme. Oh, and I absolutely love picking up new practical skills. In 2019, with my own website in mind, I signed up for a short course in Web Design through UCT GetSmarter. The result: Go Freedom - a bit wonky but nonetheless a DIY labour of love.

Hello. I’m Lizelle and I have no intention to retire from a working life. Only from my corporate life. Over the past 27 years, I’ve been a salaried employee and a freelancer, and I definitely prefer the latter. So, my next goal is to save up enough to return to that freedom. I’m about three-quarters on the way to never having to work again (if I work carefully with my money), but the future may hold as many detours as the past, and I don’t expect the rest of the road to look like the N1. Go Freedom is where I share what I’ve discovered so far on my road to financial freedom.